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Lake Huron Chrysler

268 Bayfield Rd
Directions Goderich, ON N7A 3G6

  • Sales: 1 (877) 435-2198

Finance Department

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Welcome to Our Financing Department

Welcome to Lake Huron Chrysler's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Lake Huron Chrysler has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!


Lease or Finance? Which is right for you?


Leasing*

There are a few advantages to leasing. First, an individual who could not afford to finance a certain car due to high monthly payments can lease the same vehicle for a lower monthly payment. Second, by leasing a car, you turn the vehicle in before the factory bumper-to-bumper warranty expires, and therefore you never have to deal with mechanical difficulties. Also, at the end of your lease, you can walk away from the car, and not have to worry about negotiating its trade in value. At the end of 36 months, you're done. The disadvantage of leasing is that in the long run, the customer will spend more money than through financing or by paying cash.

Financing

If you don't like the idea of leasing because you want to own your car, but you cannot afford to buy the car outright, then financing is the way to go. Financing is the way most people decide to pay for their cars, however it may not be the best way. The high monthly prices can make for a problem at the end of the financing period. Some people find it hard to pay upwards of $700.00 a month for a car, especially in that last year of financing where the customer would be driving a 5 year old car, and still be making those payments. Leasing sometimes looks really good in this situation.



When it comes time to make a decision as to which method of payment makes the most sense for you, examine the benefits of each choice. The method you choose should be dictated by what makes you feel the most comfortable and which fits your needs best.

* as seen on http://www.autoheroes.com/resources/article_leasing.shtml

Your privacy is important to us.

Lake Huron Chrysler takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.